How to file for unemployment insurance when you are self-employed an independent contractor work for a nonprofit agency or a gig economy worker or part-time workers who do not have enough work history to be eligible for an Iowa unemployment claim first you would go to the website once you reach that website this is the home page you can go here to the left under individual and click on the drop down arrow and then file unemployment and over on the right hand side of that drop down menu it says apply and that is found under the new claim section so we’ll click apply this page brings you to some important information regarding the CARES Act benefits so scroll down to about the middle of the page under file a claim for unemployment insurance benefits talks about some eligibility requirements for unemployment insurance benefits and then there’s a button to apply online now click there here you will be required to set up a username and password if you have applied for unemployment benefits in the past you may be able to enter your username and password from before if not we’re going to click on the register new user button please note the red asterisks beside the line items those are the required fields and those are required for you to continue to the next step in the process first it’s going to require me to create a username use six to twenty letters and/or numbers do not use special characters to tap to go to the next field just hit the tab button the next item is a password it must be six to twenty letters and/or numbers do not use spaces or special characters tab to the next field and I have to confirm the password the next item is first name then middle initial that’s not required but you can fill that in the next field is last name and that is a required field the next item is email address you can either choose to put one in or you don’t have to it’s not required we do send all of our notifications through regular u.s. mail once I’ve completed this screen click on register this will bring you to the welcome screen if you submit this claim today your effective date is Sunday March 29, 2020 tells you when your claim begins it indicates that you will get a monetary record once the claim is processed once you’ve read this screen click on the I accept to go to the application again there are red asterisks beside the fields that are required so we’re just going to fill in the required fields for now so it automatically put in the name fills in the country defaults to United States but if that’s different you can change that it’s asking for the mailing address the next field is the second line so if you have a PA box and a street address

you can fill those in each on a separate line on the city then the state there is a drop-down menu you can find that by clicking on that drop-down arrow and the zip code we also would like to know the local Iowa work center that is closest to your address so that is a drop-down menu and you can select the closest one it would like a daytime phone number again you would have the option to put in your email address the next required field is the social security number and you have to type it in twice to verify then it is asking for a date of birth have you moved out of Iowa since you last worked in Iowa yes or no select highest grade completed in school are you a citizen or national of the United States if you answer no it’s going to ask you for your alien registration number and the expiration date ask gender Hispanic or Latino yes or no and race those are not required fields so you can choose to skip those once I’ve completed this first page I will click Next the next section is the payment method how would you like to receive any benefit payments they drop down menu we have three options you can either choose a state-issued debit card a checking account or a savings account the checking and savings would be an account that you already have established if you choose a debit card it gives you a picture of what that looks like those debit cards are administered by Bank of America and it lists their customer service number for any issues that you might have with the card if you select checking or savings it will give you a new menu that asks you to put in your the name of your bank or financial institution the branch where you bank the city where your financial institution is located the state of the financial institution and the zip code then it is going to ask you for the nine digit routing bank routing number you will need to enter that twice to confirm that your entry is correct then it asks for the account number and you must enter that twice as well also on this page we have included a picture of a check to show you where the routing number and account number can be found on your checks once you have completed that section you can click the next button for this demonstration we’re just going to select debit card and again I will click Next to proceed to the next section the next question is did you work in any states or possessions other than Iowa since October 1st of 2018 if you answer yes it will go on to ask you what states you worked in if you answer no you can proceed to the next section when you’ve completed this section click Next the next section is in relation to military active duty status so were you an active member of the US military on active duty since October 1st of 2018 if you answer yes we want to know some information

that is found on your dd-214 such as your branch of service your character of service your entry date your separation date the days lost the days of accrued leave are you a military retiree as of October 1st 2018 have you applied for are you receiving from the Department of Veterans Affairs a subsistence allowance for vocational rehabilitation have you applied for are you receiving from the Department of Veterans Affairs and educational assistance allowance under the war orphans educational assistance have you had other employment since your military service ended on the separation date these are all required fields if you have been on active duty status with the military since October 1st of 2018 if you answer no the section is complete and we can click on next to move to the next section the next section refers to work performed for the federal government as the federal government is your employer and that’s who would pay your wages so did you work for the federal government at any time since October 1st 2018 if you answer yes we are going to want to know some additional information about that federal employment such as your position title the federal agency name you can put in the department within that federal agency the employment city the employment country the employment type so whether it was full-time or intermittent or part-time the date you began that employment and the date that you last worked for the federal government and then we also want to know have you had other employment since your employment ended on the date you listed for the separation once you completed this section again click the next button to move to the next tab this is asking if you have filed for an unemployment benefits in the last 52 weeks if you answer yes we want to know what state you applied filed or received unemployment insurance benefits from once you’ve completed that you can again click the next button tax withholding so unemployment benefits are taxable income if you choose not to have federal and state taxes withheld from your benefit payments you will be responsible for paying all of the taxes on those benefits at the end of the calendar year so we’re asking do you want to have federal tax withholding withheld from your unemployment benefits if you answer yes we will deduct 10 percent of the gross weekly benefit amount for federal taxes then do you want Iowa tax withholding withheld from your unemployment insurance benefits if you answer yes we will deduct 5 percent of your gross weekly benefit amount for state Iowa state taxes once you’ve completed the answer to those two questions you can click next to move on this is asking about dependents so do you have a spouse children or other dependents if you answer yes we’re going to ask you some additional questions so do you have a spouse that earned one hundred and twenty dollars or less last week do not count earnings from spouse’s self-employment if you answer yes then it’s going to ask you if your spouse earned one hundred and twenty dollars or less last week enter your spouse’s name so here you would enter your first and last name has your spouse filed an unemployment insurance claim within the past 12 months yes or no if you answer yes it will let you move on to the next question so do you have dependents other than yourself or a spouse that you are able to claim on

your federal tax return last year if you answer yes we are going to want to know the names of those dependents first and last name you can have a maximum of four if you listed your spouse in the previous question do not list them again and also do not list yourself as a dependent you have completed the fields click Next so your most recent employer was this work for the employer performed in Iowa yes or no if you answer no it is immediately going to take you to the employers name address city state zip code the phone number the last job title that you held based on that job title it will require you to select an O net job title and it will give you a selection to choose from please choose the best choice select a reason for separation so we have layoffs lack of work layoffs business closing permanently so that means the business is going to be no longer in operation quit discharge if you are on a strike or you’re still working but you have reduced hours select one of those options we would like to know the date that you first began working for this employer and the date that you last worked for this employer and did you or will you receive vacation or separate severance pay on your last paycheck if you answer yes we are going to ask you the date that you are paid through so if you’re getting two weeks of vacation you’re going to put the date two weeks from your last day of work there if you are self-employed or an independent contractor you would list if you’re self-employed you’re going to list your own name as the employer and then the city where you worked if you work for a nonprofit agency or you’re a part-time worker you’re going to list the name of the agency here so for instance United Way of central Iowa then you’re going to perform the search there aren’t any records found because I’m using myself because I’m self-employed so enter manually the information so here I’m going to fill out the information with my own address again this is would be if you are self-employed or an independent contractor if you are an agency you would list the agency name there and the address of the agency and all of the pertinent information related to that agency your job title and again I need to select the corresponding ONet job title classification this based on the job title that I entered this gives me some options to choose from so I’m going to select the best option the reason for my layoff is I’m laid off put in the date that you began this employment and the last day that you worked for your employment and if you will receive

vacation or severance pay once you’ve completed that click on the next button please select the statement that best describes your employment status with your most recent employer so for most of you this will be the first one you are filing due to a temporary layoff as a result of COVID19 coronavirus or you have the option to select you are not likely to return to your most recent employer you are on a temporary layoff or still working for your most recent employer you refuse to bump a less senior employee or you obtain work through a Union hiring hall and you are a member in good standing but for most of you that are applying as self-employed independent contractors or nonprofit agencies it will most likely be the first option click the next button this tells you what your work search requirement is that you do not have to look for work based on the option that we selected you are not required to complete a full registration for job search assistance if you are interested in the National career readiness certificate you can check this box if you’re interested in a registered apprenticeship you can also check this box additional information about work search requirements is available in the unemployment insurance benefits handbook click Next I certify under penalty of law you need to select an option I am a citizen or national of the United States or I am a refugee with permanent residency status in the United States or I am an alien with employment authorized status issued by the US Immigration and Naturalization Service or I am NOT a citizen and I’m not claiming satisfactory immigration status once I’ve made my selection you need to read this information the UI the unemployment insurance benefits handbook will answer most questions about your claim for unemployment insurance and help you avoid problems delays or improper payments it explains your rights and responsibilities while claiming unemployment insurance benefits it is your responsibility to read and know the contents of this guide this guide contains general information only and does not have the force and effect of law rule or regulation by checking this box I certify that I am responsible for reading and knowing the contents of the unemployment insurance claimant handbook and it is my responsibility to access the handbook online or obtain a copy for my reference an online copy is available here you can click that and it will take you to that handbook if you cannot access the online version you may email or call UI customer service at 1-866-239-0843 to obtain a copy I certify that I am totally or partially unemployed able to work and that I am hereby partially registered for work I know that the law prescribes penalties for false statements made in connection with this claim I certify that the statements I have made in this application are true and correct to the best of my knowledge and belief I acknowledge the information I provide to Iowa workforce development may be requested and utilized for other governmental purposes including but not limited to verification of eligibility under other government programs I further certify that I will read the unemployment insurance benefits handbook and I will follow the instructions provided in that guide if I have a question we’ll contact Iowa Workforce Development click next for your protection your advice at the Iowa Department of Workforce Development utilizes data provided by LexisNexis Risk Solutions in order to help verify and validate your identity such data may include public records from federal state and local

government sources and or non-public data from government utility or education sources LexisNexis may also use limited information from credit reporting bureaus but no credit check is conducted and no inquiry of any kind is incurred by proceeding to the next step you agree that iwd may use the LexisNexis Risk solution product in order to ask you questions that will help verify your identity you have the option to agree or not agree if you do not agree to answer the questions provided you will be required to submit documentation to Iowa workforce either by fax or by email to verify your identity and no benefits on your claim can be paid until you have completed that process so if you agree it will try to create some information if there’s not enough information in your history it won’t give you the option to answer those questions so once you’ve completed the verification fields click Next this is where you will submit your claim for processing it tells me that I am applying for benefits on April 2nd so the first week of my claim starts on Sunday March 29th 2020 and ends on Saturday April 4th 2020 that’s the first week of the claim you will be able to go online at this address to request payment for your first week on Sunday April 5 2020 you will receive your confirmation number and weekly continued claim instructions after you click on the submit button below please review the below application before you submit so this gives you a summary of how you answered all of the questions please review to make sure that is correct if it is not correct you can go back to the tab for any section that you need to change the information if you verified that everything is correct click the submit button here it gives you the claim confirmation number if you get to this point your claim has been successfully submitted you do not need to call or email to verify that your claim has been received this also tells that I must send in the appropriate verification documents there is a tab that you can click on to see the document option so it tells what is acceptable proof for identity and how to submit that it also it gives me instructions on the weekly continued claim if you do not do your weekly continued claim you will not be paid for benefits so I need to start this on the Sunday after my claim has been successfully submitted so that will be this Sunday April 5th the online weekly claim application is available on Sunday from 8 a.m. to 11:30 p.m. or Monday through Friday 8:00 a.m. to 5:00 p.m when filing your weekly claim you will answer the questions below are you employed or working reduced hours are you able and available for work have you refused any job offers or referrals are you actively looking for work are you reporting any pay or pension you may be receiving when you make your continued claim online for the first time you will be asked to enter a personal identification pin number be sure to select a pen that will be easy to remember since you must use the same pin each time you go online to file your weekly claim do not use the same numbers in sequence such as 1 1 1 1 or 3 3 3 3 or numbers in sequence such as 1 2 3 4 in some cases you will need to select a new pin the first time you go online to

complete your continued claim after reactivating an existing claim you can choose to print your application I would recommend saving this confirmation number in case it is needed in the future once I’m done here my claim has been submitted again make sure you begin your weekly claim the Sunday after the week that your claim has been successfully submitted once you’ve submitted the claim the claim application will be processed by Iowa Workforce Development you will receive a green monetary statement telling you if you are eligible for state benefits if you are not your claim will be reviewed to see if you are eligible under the pandemic unemployment assistance program you will be notified if you are eligible for that program and with that eligibility notice you will receive instructions on how to provide proof of income that will be done online and those instructions will be included with that eligibility letter that you receive if you have questions please contact our unemployment insurance customer service line at one eight six six two three nine zero eight four three